Carson City resident Mark Holder said he was inside the Topsy Lane Bank of America as it was being robbed on Jan. 4.The man accused in the robbery, Jarell Williams, 26, will undergo a psychological evaluation after he appeared before Senior Judge Charles McGee on Tuesday morning.Williams told McGee heâd never met his attorney, Kris Brown, who said theyâd met twice.Holder said that it wasnât immediately obvious that the bank was being robbed.âIt was a real quiet deal,â he said. âIf the bank ladyâs hands hadnât been shaking you wouldnât have known there was a robbery.âHolder said he asked the teller if they were being robbed and she indicated they were. âThe tellers were all looking at this with their eyes all big,â he said. âI asked her for my $20 and said âgood luck,â and she wished me luck, too.âHolder walked out of the bank and waited for the man later identified as Williams to leave.âWhen he came out of the bank, he was walking, and then he started to trot, and then about halfway to the Best Buy he started to run,â Holder said.The man ran up the road that goes from the Best Buy parking lot to Hilltop Church, where his car had the hood up.âHe put the stuff in the car, put the hood down,â Holder said. âOnce he got in, he was in acceleration mode.âHolder called the sheriffâs office with a description of the vehicle, which led to Williamsâ arrest 15 minutes after the robbery.It was Holderâs description that went out on the scanner and was overheard by a woman who was at Mica and Highway 395 listening on her smart phone.She called dispatchers and told them which way the driver was headed and where he turned off the highway.Williams said heâd been in the hospital four times, the first time when he was 17.McGee found sufficient cause to have Williams evaluated to determine his competency to understand the charges against him and to aid in his defense.Williams will be taken to the Lakeâs Crossing Center for the Mentally Disordered Offender in Sparks where he will be evaluated by two professionals, McGee said. He is being held on $300,000 bail.