State issues earthquake insurance guide

Nevada is the third most active state for earthquakes after Alaska and California, yet most homeowner's policies don't cover damages resulting from earthquakes.

Friday was the last day of Nevada Earthquake Awareness and Preparedness Week, prompting the release of the state Division of Insurance's "Earthquake Insurance Nevada Consumer's Guide."

"In addition to creating a plan to take care of loved ones in the event of an earthquake, consumers also should develop a plan for financial recovery - and consider their insurance needs," Insurance Commissioner Scott Kipper said. "Our consumer's guide to earthquake insurance provides an excellent

resource for those considering purchasing this type of coverage."

Kipper said he supports the efforts of the Nevada Earthquake Safety Council in providing citizens with useful information about earthquakes and how to prepare for them.

Information about earthquakes in Nevada and insurance includes tips for creating a home inventory. More information on home inventories and

disaster preparedness can be found in the Consumers area of the Division's Web site:

http://doi.nv.gov/consumer.aspx, under the Consumer Alerts heading.

Consumers who need help understanding their policies, or who would like more information on earthquake insurance can contact the Division's Consumer Services Section in Carson City at (775) 687-4270 or in Las Vegas at (702) 486-4009.