NOTICE OF TRUSTEE’S SALE APN No.: 1220-
22-310-041 TS No.: NV-25-1007051-NJ Order
No.: FIN-25000590 It is hereby affirmed that
this document submitted for recording does not
contain the social security number of any person
or persons. (Per NRS 239B.030). YOU ARE IN
DEFAULT UNDER A DEED OF TRUST DATED
1/8/2021. UNLESS YOU TAKE ACTION TO
PROTECT YOUR PROPERTY, IT MAY BE
SOLD AT A PUBLIC SALE. IF YOU NEED AN
EXPLANATION OF THE NATURE OF THE
PROCEEDING AGAINST YOU, YOU SHOULD
CONTACT A LAWYER. A public auction sale
to the highest bidder for cash, cashier’s check
drawn on a state or national bank, check drawn
by state or federal credit union, or a check
drawn by a state or federal savings and loan
association, or savings association, or savings
bank and authorized to do business in this
state, will be held by duly appointed trustee.
The sale will be made, but without covenant
or warranty, expressed or implied, regarding
title, possession, or encumbrances, to pay the
remaining principal sum of the note(s) secured
by the Deed of Trust, with interest and late
charges thereon, as provided in the note(s),
advances, under the terms of the Deed of Trust,
interest thereon, fees, charges and expenses
of the Trustee for the total amount (at the time
of the initial publication of the Notice of Sale)
reasonably estimated to be set forth below.
The amount may be greater on the day of sale.
BENEFICIARY MAY ELECT TO BID LESS
THAN THE TOTAL AMOUNT DUE. Trustor(s):
Susan L. Stearns, an unmarried woman,
and James R. Stearns, a single man, as joint
tenants Recorded: 1/15/2021 as Instrument
No. 2021-960028 of Official Records in the
office of the Recorder of DOUGLAS County,
Nevada ; Date of Sale: 7/2/2025 at 1:00
PM Place of Sale: At the Douglas County
Courthouse located at 1038 Buckeye Road,
FKA 1625 8th Street Minden, Nevada 89423
Amount of unpaid balance and other charges:
$121,145.56 The purported property address
is: 678 Bowles Lane, Gardnerville, NV 89460
Legal Description: Please be advised that
the legal description set forth on the Deed
of Trust is in error. The legal description of
the property secured by the Deed of Trust
is more properly set forth and made part of
Exhibit “A” as attached hereto. Lot 630 as
shown on the map of Gardnerville Ranchos
Unit No. 7, filed for record in the office of the
County Recorder of Douglas County, Nevada,
on March 27, 1974, in Book 374, Page 676,
as File No. 72456. This property is sold as-is,
lender is unable to validate the condition, defects
or disclosure issues of said property and buyer
waives the disclosure requirements under NRS
113.130 by purchasing at this sale and signing
the receipt of sale. The undersigned Trustee
disclaims any liability for any incorrectness of the
property address or other common designation,
if any, shown herein. If no street address or
other common designation is shown, directions
to the location of the property may be obtained
by sending a written request to the beneficiary
within 10 days of the date of first publication of
this Notice of Sale. If the sale is set aside for
any reason, including if the Trustee is unable
to convey title, the Purchaser at the sale shall
be entitled only to a return of the monies paid
to the Trustee. This shall be the Purchaser’s
sole and exclusive remedy. The purchaser shall
have no further recourse against the Trustor,
the Trustee, the Beneficiary, the Beneficiary’s
Agent, or the Beneficiary’s Attorney. If you have
previously been discharged through bankruptcy,
you may have been released of personal liability
for this loan in which case this letter is intended
to exercise the note holder’s rights against the
real property only. TS No.: NV-25-1007051-NJ
Date: Quality Loan Service Corporation 2763
Camino Del Rio South San Diego, CA 92108
619-645-7711 For NON SALE information only
Sale Line: 702-382-2747 Or Login to: http://
www.qualityloan.com Reinstatement Line:
(866) 645-7711 Ext 5318 Quality Loan Service
Corporation IDSPub #0248488
Pub Date: June 4, 11, 18, 2025 Ad # 52892