EDITOR:Regarding Gov. Romney's 2011 tax return, and John O'Neill's letter on Sept. 28:I am so tired of ignorant people who don't understand 13 percent tax is the second bite out of income."Tax 101" says the first is the 40-45 percent tax taken out of income. Then when people invest what is left, they pay another 13 percent, as stated by law on those investments.Who do you think hires and pays employees, the poor? And just how much should a very productive person be required to pay in taxes? The people who most likely work 80 and 90 hours a week. …